:root{
  --orange:#FF6A00;
  --orange-soft:#ffb34d;
  --blue:#42B8F5;
  --purple:#6C3DD1;
  --white:#fff;
  --bg:#F6F7FB;
  --text:#111318;
  --soft:#697386;
  --line:#E6EAF2;
  --navy:#0c1427;
  --nav-grad:linear-gradient(90deg,rgba(12,20,39,.92),rgba(28,55,64,.82),rgba(66,184,245,.35));
  --radius:28px;
  --shadow:0 20px 60px rgba(13,22,44,.08);
  --shadow-lg:0 28px 90px rgba(24,34,64,.16);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,sans-serif;background:var(--bg);color:var(--text);line-height:1.6}
a{text-decoration:none;color:inherit}
img{max-width:100%;height:auto;display:block}
.container{width:min(1280px,calc(100% - 48px));margin:0 auto}
.narrow{width:min(840px,100%)}
.site-main{overflow:hidden}

.site-header{position:sticky;top:0;z-index:80;padding:16px 0;transition:.28s ease}
.site-header.is-home{background:transparent}
.site-header.is-inner{background:transparent}
.site-header.scrolled{padding:10px 0}
.header-shell{position:relative}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:82px;padding:0 24px;border-radius:30px;background:var(--nav-grad);box-shadow:var(--shadow-lg);backdrop-filter:blur(16px)}
.site-header.is-inner .header-inner{background:rgba(255,255,255,.95);border:1px solid var(--line);box-shadow:0 12px 40px rgba(15,20,40,.08)}
.brand-wrap{display:flex;align-items:center;min-width:220px;max-width:300px;overflow:hidden}
.custom-logo-link,.text-brand{display:inline-flex;align-items:center;gap:12px;color:#fff;font-weight:800;line-height:1}
.site-header.is-inner .custom-logo-link,.site-header.is-inner .text-brand{color:#182033}
.custom-logo{max-height:42px !important;width:auto !important;object-fit:contain}
.text-brand-mark{width:42px;height:42px;border-radius:16px;background:linear-gradient(135deg,var(--orange),var(--orange-soft));display:grid;place-items:center;color:#fff;font-family:Manrope,sans-serif;font-size:1.35rem;box-shadow:0 12px 24px rgba(255,106,0,.24)}
.text-brand-copy{display:grid;gap:2px}
.text-brand-copy strong{font-family:Manrope,sans-serif;font-size:1.05rem;letter-spacing:-.02em}
.text-brand-copy span{font-size:.85rem;opacity:.9}
.desktop-nav .menu,.desktop-nav ul{display:flex;gap:28px;list-style:none;padding:0;margin:0;align-items:center}
.desktop-nav a{font-weight:700;color:#f4f7ff;opacity:.95}
.site-header.is-inner .desktop-nav a{color:#2a3551}
.desktop-nav a:hover{color:var(--orange-soft)}
.header-actions{display:flex;align-items:center;gap:14px}
.mobile-toggle{display:none;border:0;background:#eef1f8;padding:10px 14px;border-radius:14px;font-size:20px;color:#1d2638}
.mobile-drawer{display:none;margin-top:10px;padding:18px 20px 22px;border-radius:24px;background:var(--navy);color:#fff;box-shadow:var(--shadow-lg)}
.site-header.is-inner .mobile-drawer{background:#fff;color:#182033;border:1px solid var(--line)}
.mobile-drawer ul{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.mobile-drawer a{font-weight:700}
.mobile-cta{margin-top:16px;width:100%}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:15px 24px;border-radius:999px;font-weight:800;transition:.25s ease;box-shadow:var(--shadow);border:0;cursor:pointer}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:var(--orange);color:#fff}
.btn-secondary{background:#fff;color:#182033;border:1px solid var(--line);box-shadow:none}

.hero-section{margin-top:-114px;padding:160px 0 42px;background:
 radial-gradient(circle at 16% 22%, rgba(66,184,245,.15) 0, rgba(66,184,245,0) 32%),
 radial-gradient(circle at 84% 18%, rgba(108,61,209,.18) 0, rgba(108,61,209,0) 30%),
 linear-gradient(135deg,#f8f9fd 0%,#eef4ff 52%,#f7f3ff 100%)}
.hero-container{display:grid;grid-template-columns:1.02fr .98fr;align-items:center;gap:70px;min-height:700px}
.hero-copy{position:relative;z-index:2}
.pill{display:inline-flex;padding:10px 16px;border-radius:999px;background:#e9efff;color:#4d39d1;font-weight:800;font-size:.92rem;margin-bottom:18px}
.pill.soft{background:rgba(255,255,255,.18);color:#fff}
.hero-copy h1,.page-hero-copy h1{font-family:Manrope,sans-serif;font-size:clamp(3.35rem,6vw,5.6rem);line-height:.94;letter-spacing:-.055em;margin:0 0 18px;max-width:780px}
.hero-copy p,.page-hero-copy p{font-size:1.13rem;color:#475266;max-width:620px;margin:0 0 28px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:22px}
.mini-trust{display:flex;flex-wrap:wrap;gap:12px;color:#516074;font-weight:600}
.mini-trust span{background:#fff;border:1px solid var(--line);padding:10px 14px;border-radius:999px}
.hero-visual,.page-hero-visual{position:relative;min-height:600px}
.hero-frame,.page-hero-frame{position:absolute;inset:42px 30px 0 90px;border-radius:44px;background:linear-gradient(135deg,var(--purple),#6870e2);box-shadow:0 34px 90px rgba(108,61,209,.22)}
.hero-orb,.hero-orb-two{position:absolute;border-radius:999px;filter:blur(6px);opacity:.8;pointer-events:none}
.hero-orb{width:190px;height:190px;right:30px;top:35px;background:radial-gradient(circle,#89dbff 0%, rgba(137,219,255,0) 70%)}
.hero-orb-two{width:220px;height:220px;left:40px;bottom:20px;background:radial-gradient(circle,rgba(255,167,77,.8) 0%, rgba(255,167,77,0) 72%)}
.floating-card{position:absolute;background:rgba(255,255,255,.95);backdrop-filter:blur(10px);border:1px solid rgba(255,255,255,.7);border-radius:28px;padding:26px;box-shadow:0 20px 60px rgba(0,0,0,.12);animation:floatY 5.6s ease-in-out infinite}
.card-apr{left:0;top:118px;width:250px}
.card-apr small,.calc-result small{display:block;color:#6d7688;font-weight:700;margin-bottom:8px}
.card-apr strong{display:block;font-size:3rem;line-height:1;color:var(--purple);font-family:Manrope,sans-serif}
.card-check{right:0;bottom:78px;width:300px}
.card-check strong,.mini-stat strong{display:block;font-size:1.55rem;font-family:Manrope,sans-serif;margin-bottom:6px}
.card-chart{right:74px;top:164px;width:340px;height:330px;display:flex;align-items:center;justify-content:center;background:rgba(255,255,255,.86)}
.bars{display:flex;align-items:flex-end;gap:18px;height:170px}
.bars span{display:block;width:48px;border-radius:30px 30px 0 0;background:linear-gradient(180deg,var(--blue),var(--orange));animation:growBar 3s ease-in-out infinite}
.bars span:nth-child(1){height:68px}.bars span:nth-child(2){height:124px}.bars span:nth-child(3){height:92px}.bars span:nth-child(4){height:142px}
.mini-stat{position:absolute;right:48px;top:74px;background:rgba(12,20,39,.88);color:#fff;padding:18px 20px;border-radius:24px;box-shadow:var(--shadow-lg)}
.hero-line{position:absolute;left:125px;bottom:86px;width:260px;height:70px;border-left:3px solid rgba(255,255,255,.42);border-bottom:3px solid rgba(255,255,255,.42);border-radius:0 0 0 26px;opacity:.55}
.hero-line::after{content:"";position:absolute;right:-8px;top:-10px;width:18px;height:18px;border-radius:999px;background:var(--orange);box-shadow:0 0 0 12px rgba(255,106,0,.18)}

.section{padding:92px 0}
.section-light{background:#fff}
.section-head{max-width:780px;margin:0 auto 32px;text-align:center}
.section-head.left{text-align:left;margin:0 0 28px}
.section-head h2{font-family:Manrope,sans-serif;font-size:clamp(2rem,4vw,3.2rem);line-height:1.02;letter-spacing:-.04em;margin:0 0 10px}
.section-head p{color:#5f6b80;margin:0;font-size:1.08rem}
.section-inline{display:flex;justify-content:space-between;align-items:end;gap:18px;max-width:none;margin-bottom:26px}
.filter-wrap select{background:#fff;border:1px solid var(--line);border-radius:16px;padding:15px 18px;font:inherit;min-width:220px}
.category-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:22px}
.category-card,.card,.lender-card,.calculator-card,.content-card,.stat-card{background:#fff;border-radius:28px;padding:28px;box-shadow:var(--shadow);border:1px solid var(--line)}
.category-card{min-height:220px;transition:.25s ease;display:block}
.category-card:hover{transform:translateY(-6px);border-color:#d6def1}
.category-card h3,.article-card h3,.lender-card h3{font-size:1.45rem;line-height:1.08;margin:0 0 12px;font-family:Manrope,sans-serif}
.category-card p,.article-card p,.lender-card p,.content-card p{color:#5f6b80;margin:0}
.calc-shell{display:grid;grid-template-columns:.9fr 1.1fr;gap:30px;align-items:start}
.form-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-bottom:20px}
label span{display:block;font-weight:700;margin-bottom:8px}
input,select,textarea{width:100%;padding:16px 18px;border-radius:18px;border:1px solid var(--line);background:#fff;font:inherit}
.calc-result{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:22px}
.calc-result strong{display:block;font-size:2rem;font-family:Manrope,sans-serif}
.comparison-table-wrap{overflow:auto;background:#fff;border-radius:28px;border:1px solid var(--line);box-shadow:var(--shadow);margin-bottom:24px}
.comparison-table{width:100%;border-collapse:collapse;min-width:780px}
.comparison-table th,.comparison-table td{padding:18px 20px;text-align:left;border-bottom:1px solid var(--line)}
.comparison-table th{font-size:.92rem;text-transform:uppercase;letter-spacing:.06em;color:#6a7280;background:#fbfcfe}
.comparison-table a{font-weight:800;color:var(--orange)}
.lender-grid,.blog-grid,.stats-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.lender-meta{display:flex;flex-wrap:wrap;gap:10px;margin:14px 0 16px;color:#556073;font-weight:700}
.article-card{padding:34px 30px}
.article-card h3 a:hover,.text-link{color:var(--orange)}
.expert-section{padding-top:78px}
.expert-container{width:min(1320px,calc(100% - 48px))}
.expert-head{max-width:980px;margin-bottom:30px}
.eligibility-panel{display:grid;grid-template-columns:.95fr 1.05fr;gap:36px;background:linear-gradient(90deg,var(--purple),#cb6f78,var(--orange));border-radius:36px;padding:42px;color:#fff;box-shadow:0 24px 70px rgba(108,61,209,.18)}
.eligibility-panel h2{font-family:Manrope,sans-serif;font-size:clamp(2.3rem,4vw,3.8rem);line-height:1.02;letter-spacing:-.04em;margin:0 0 14px}
.eligibility-panel p{font-size:1.08rem;max-width:540px}
.eligibility-form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;align-self:center}
.eligibility-form label span{color:#fff}.eligibility-form .btn{grid-column:1/-1}
.site-footer{background:var(--navy);color:#fff;padding:68px 0 80px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:24px}
.site-footer h3,.site-footer h4{margin:0 0 12px;font-family:Manrope,sans-serif}.site-footer ul{list-style:none;padding:0;margin:0;display:grid;gap:10px}.site-footer a{color:#fff;opacity:.9}
.page-shell{padding-top:42px}
.page-hero{padding:38px 0 20px}
.page-hero-shell{display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:center;background:linear-gradient(135deg,#f7f9fd 0%,#eef5ff 50%,#faf4ff 100%);padding:44px;border-radius:36px;box-shadow:var(--shadow);border:1px solid var(--line);overflow:hidden}
.page-hero-copy h1{font-size:clamp(2.5rem,5vw,4.4rem)}
.page-hero-frame{inset:20px 0 0 60px;min-height:360px}
.page-hero-visual{min-height:380px}
.page-chip-row,.mini-trust.page-trust{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:22px}
.page-chip-row span,.mini-trust.page-trust span{background:#fff;border:1px solid var(--line);padding:10px 14px;border-radius:999px;font-weight:700;color:#4a5568}
.page-content-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:26px}
.page-bullets{display:grid;gap:14px;margin:0;padding:0;list-style:none}
.page-bullets li{background:#fff;border:1px solid var(--line);padding:16px 18px;border-radius:20px;font-weight:700;color:#303a4f}
.contact-stack{display:grid;gap:16px}
.contact-stack a{font-weight:800;color:var(--orange)}
.featured{border-radius:24px;margin:16px 0}.eyebrow{font-weight:700;color:var(--purple)}
.whatsapp-float{position:fixed;right:24px;bottom:24px;z-index:60;background:#25D366;color:#fff;padding:15px 20px;border-radius:999px;font-weight:800;box-shadow:0 20px 40px rgba(0,0,0,.18)}
.reveal-up{opacity:0;transform:translateY(24px);transition:.8s ease}.reveal-up.visible{opacity:1;transform:none}
@keyframes floatY{0%,100%{transform:translateY(0)}50%{transform:translateY(-12px)}}
@keyframes growBar{0%,100%{transform:scaleY(.95)}50%{transform:scaleY(1.06)}}
@keyframes pulseGlow{0%,100%{transform:scale(1);opacity:.8}50%{transform:scale(1.08);opacity:1}}
.hero-orb,.hero-orb-two{animation:pulseGlow 5s ease-in-out infinite}

@media (max-width:1100px){
  .hero-container,.calc-shell,.eligibility-panel,.page-hero-shell,.page-content-grid{grid-template-columns:1fr;gap:30px}
  .hero-visual,.page-hero-visual{min-height:470px}
  .hero-frame{inset:30px 10px 0 40px}.page-hero-frame{inset:24px 0 0 30px}
  .category-grid,.lender-grid,.blog-grid,.footer-grid,.stats-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .form-grid,.eligibility-form{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:820px){
  .container,.expert-container{width:min(100%,calc(100% - 28px))}
  .site-header{padding:12px 0}.desktop-nav{display:none}.mobile-toggle{display:inline-flex}.mobile-drawer.active{display:block}
  .header-inner{min-height:76px;padding:0 16px}.brand-wrap{min-width:auto;max-width:180px}
  .hero-copy h1,.page-hero-copy h1{font-size:clamp(2.6rem,13vw,4rem)}
  .hero-section{margin-top:-100px;padding-top:136px}.hero-container{min-height:auto}
  .card-chart{right:20px;top:128px;width:240px;height:230px}.card-apr{width:210px}.card-check{width:230px}
  .section{padding:72px 0}.section-inline{display:block}
}
@media (max-width:640px){
  .btn{padding:14px 22px}
  .desktop-nav{display:none}
  .category-grid,.lender-grid,.blog-grid,.footer-grid,.form-grid,.calc-result,.eligibility-form,.stats-grid{grid-template-columns:1fr}
  .hero-actions{flex-direction:column;align-items:stretch}
  .hero-visual,.page-hero-visual{min-height:410px}.hero-frame{inset:44px 0 0 22px}.page-hero-frame{inset:30px 0 0 16px}
  .floating-card{padding:18px;border-radius:22px}.card-chart{right:0;top:130px;width:190px;height:190px}.card-apr{left:0;top:60px;width:180px}.card-check{width:180px;right:0;bottom:40px}
  .eligibility-panel,.page-hero-shell{padding:28px}
  .whatsapp-float{bottom:16px;right:16px;padding:12px 16px}
}